<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//scers.gov/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://scers.gov/faqs/this-is-a-question/</loc>
		<lastmod>2024-05-23T18:26:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/welcome-to-the-lorem-ipsum/</loc>
		<lastmod>2025-10-08T12:04:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/are-scers-investments-affected-by-market-downturns/</loc>
		<lastmod>2025-11-17T03:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-can-members-see-how-scers-investments-are-performing/</loc>
		<lastmod>2025-11-17T03:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-does-it-mean-when-scers-reports-its-funded-status/</loc>
		<lastmod>2025-11-17T03:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-does-scers-make-sure-its-investments-are-safe-and-well-managed/</loc>
		<lastmod>2025-11-17T03:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-role-do-alternative-assets-like-private-equity-or-real-estate-play-in-the-portfolio/</loc>
		<lastmod>2025-11-17T03:23:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-is-strategic-asset-allocation-and-why-does-it-matter/</loc>
		<lastmod>2025-11-17T03:23:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/who-decides-how-scers-invests-its-assets/</loc>
		<lastmod>2025-11-17T03:23:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/where-does-the-money-to-pay-retirement-benefits-come-from/</loc>
		<lastmod>2025-11-17T03:23:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-we-report-a-returning-employee/</loc>
		<lastmod>2025-11-17T03:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-an-employee-withdraw-their-contributions-after-separation/</loc>
		<lastmod>2025-11-17T03:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-an-employee-separates-or-goes-on-leave/</loc>
		<lastmod>2025-11-17T03:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-assign-the-correct-membership-tier/</loc>
		<lastmod>2025-11-17T03:23:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-determine-if-a-new-employee-should-be-enrolled-in-scers/</loc>
		<lastmod>2025-11-17T03:23:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/where-can-i-find-employer-forms-and-updates/</loc>
		<lastmod>2025-11-17T03:23:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-forms-are-required-at-enrollment/</loc>
		<lastmod>2025-11-17T03:23:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-and-when-do-we-submit-payroll-reports/</loc>
		<lastmod>2025-11-17T03:23:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-is-my-role-in-reporting-employee-data/</loc>
		<lastmod>2025-11-17T03:23:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-we-know-which-contribution-rates-to-apply/</loc>
		<lastmod>2025-11-17T03:23:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/37565/</loc>
		<lastmod>2025-11-17T03:23:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-go-to-work-for-another-public-agency/</loc>
		<lastmod>2025-11-17T03:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-update-my-beneficiary-after-leaving-employment/</loc>
		<lastmod>2025-11-17T03:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-can-i-get-a-retirement-estimate/</loc>
		<lastmod>2025-11-17T03:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-take-my-contributions-out-later/</loc>
		<lastmod>2025-11-17T03:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-know-if-im-vested/</loc>
		<lastmod>2025-11-17T03:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-never-retire-or-withdraw-my-funds/</loc>
		<lastmod>2025-11-17T03:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-withdraw-my-contributions/</loc>
		<lastmod>2025-11-17T03:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/when-can-i-retire-if-im-a-deferred-member/</loc>
		<lastmod>2025-11-17T03:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-does-it-mean-to-be-a-deferred-member/</loc>
		<lastmod>2025-11-17T03:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-return-to-work-after-retiring/</loc>
		<lastmod>2025-11-17T03:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-if-my-beneficiary-passes-away/</loc>
		<lastmod>2025-11-17T03:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-if-i-dont-receive-my-benefit-payment/</loc>
		<lastmod>2025-11-17T03:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-if-i-lost-my-1099-r/</loc>
		<lastmod>2025-11-17T03:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/where-can-i-find-my-1099-r-tax-form/</loc>
		<lastmod>2025-11-17T03:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-update-my-tax-withholding-elections/</loc>
		<lastmod>2025-11-17T03:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-change-my-bank-account-for-direct-deposit/</loc>
		<lastmod>2025-11-17T03:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-change-my-name-or-personal-status/</loc>
		<lastmod>2025-11-17T03:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-change-my-address-or-phone-number/</loc>
		<lastmod>2025-11-17T03:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-should-my-family-do-if-i-pass-away/</loc>
		<lastmod>2025-11-17T03:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-get-my-tax-documents/</loc>
		<lastmod>2025-11-17T03:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/will-my-benefit-increase-over-time/</loc>
		<lastmod>2025-11-17T03:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/when-will-i-receive-my-retirement-benefit-payment/</loc>
		<lastmod>2025-11-17T03:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-should-my-family-report-my-death/</loc>
		<lastmod>2025-11-17T03:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/who-receives-my-death-benefit/</loc>
		<lastmod>2025-11-17T03:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-die-before-i-retire/</loc>
		<lastmod>2025-11-17T03:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/do-i-have-to-retire-when-i-become-eligible/</loc>
		<lastmod>2025-11-17T03:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-can-i-estimate-my-benefit/</loc>
		<lastmod>2025-11-17T03:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/when-am-i-eligible-to-retire/</loc>
		<lastmod>2025-11-17T03:24:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-dont-have-a-beneficiary-on-file/</loc>
		<lastmod>2025-11-17T03:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-if-i-get-divorced-or-remarried/</loc>
		<lastmod>2025-11-17T03:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-update-my-beneficiary-at-any-time/</loc>
		<lastmod>2025-11-17T03:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/who-can-i-name-as-a-beneficiary/</loc>
		<lastmod>2025-11-17T03:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-is-reciprocity/</loc>
		<lastmod>2025-11-17T03:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-move-to-another-public-agency/</loc>
		<lastmod>2025-11-17T03:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-if-i-leave-scers-covered-employment/</loc>
		<lastmod>2025-11-17T03:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-happens-to-my-scers-membership-if-i-take-a-temporary-position/</loc>
		<lastmod>2025-11-17T03:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-is-service-credit-earned/</loc>
		<lastmod>2025-11-17T03:25:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-purchase-service-credit/</loc>
		<lastmod>2025-11-17T03:25:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/do-my-contributions-earn-interest/</loc>
		<lastmod>2025-11-17T03:25:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-much-do-i-contribute-to-scers/</loc>
		<lastmod>2025-11-17T03:25:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-anyone-access-my-scers-account-information/</loc>
		<lastmod>2025-11-17T03:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/what-if-i-change-from-part-time-to-full-time/</loc>
		<lastmod>2025-11-17T03:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/do-i-have-to-apply-to-join-scers/</loc>
		<lastmod>2025-11-17T03:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/when-does-scers-membership-begin/</loc>
		<lastmod>2025-11-17T03:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-know-which-membership-tier-i-belong-to/</loc>
		<lastmod>2025-11-17T03:25:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-report-the-death-of-a-retiree/</loc>
		<lastmod>2025-11-17T06:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/when-are-retirement-payments-issued/</loc>
		<lastmod>2025-11-17T06:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/how-do-i-know-if-im-vested-2/</loc>
		<lastmod>2025-11-17T07:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/am-i-a-deferred-member-if-i-left-my-job-but-didnt-withdraw-my-contributions/</loc>
		<lastmod>2025-11-17T07:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-the-county-access-the-retirement-system-funds-and-use-them-for-other-purposes/</loc>
		<lastmod>2026-02-25T22:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-i-change-my-contributions-to-my-retirement-account/</loc>
		<lastmod>2026-02-25T22:38:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/can-my-retirement-account-be-used-as-collateral-for-a-loan-and-or-can-i-make-a-withdrawal-from-my-retirement-account-for-an-emergency/</loc>
		<lastmod>2026-02-25T22:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/faqs/who-should-we-contact-at-scers-with-questions/</loc>
		<lastmod>2026-03-03T23:37:01+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->