<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//scers.gov/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://scers.gov/</loc>
		<lastmod>2026-04-06T15:12:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/projects/</loc>
		<lastmod>2024-04-27T20:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/recreation/</loc>
		<lastmod>2024-05-03T12:20:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/departments-divisions/</loc>
		<lastmod>2024-10-24T16:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/services/</loc>
		<lastmod>2025-02-06T17:21:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/calendar/</loc>
		<lastmod>2025-11-17T05:08:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/changing-your-information-or-bank-account/updating-your-name-or-personal-status/</loc>
		<lastmod>2025-11-17T05:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/changing-your-information-or-bank-account/changing-your-bank-for-direct-deposit/</loc>
		<lastmod>2025-11-17T05:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/changing-your-information-or-bank-account/updating-your-address-phone-or-email/</loc>
		<lastmod>2025-11-17T05:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/forms-comprehensive/</loc>
		<lastmod>2025-11-17T05:11:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/frequently-asked-questions-investments-financials/</loc>
		<lastmod>2025-11-17T07:39:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/privacy-policy/</loc>
		<lastmod>2025-11-17T07:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/master-investment-policy-statement/</loc>
		<lastmod>2025-12-05T19:12:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.scers.gov/sites/main/files/imagecache/medium/main-images/appendix_-_master_ips_statement.png?1755889237</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/tools-calculators/</loc>
		<lastmod>2025-12-05T19:19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/financial-reports/</loc>
		<lastmod>2025-12-11T23:57:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/funding-status/</loc>
		<lastmod>2025-12-12T00:01:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/schedule-of-employer-allocations/</loc>
		<lastmod>2025-12-12T23:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/</loc>
		<lastmod>2025-12-19T19:32:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/board-of-retirement/board-composition/</loc>
		<lastmod>2025-12-30T17:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/board-elections-policy/</loc>
		<lastmod>2025-12-31T20:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/ceo-delegated-authority-policy-for-expenses/</loc>
		<lastmod>2025-12-31T20:19:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/ceo-delegated-authority-policy-for-personnel-matters/</loc>
		<lastmod>2025-12-31T20:29:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/ceo-performance-evaluation-policy/</loc>
		<lastmod>2025-12-31T20:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/compensation-policy/</loc>
		<lastmod>2025-12-31T22:29:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/delegation-of-authority-to-board-president-policy/</loc>
		<lastmod>2026-01-02T19:36:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/electronic-signatures-policy/</loc>
		<lastmod>2026-01-02T19:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/media-and-legislative-relations-policy/</loc>
		<lastmod>2026-01-02T19:54:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/privacy-and-confidentiality-policy/</loc>
		<lastmod>2026-01-02T20:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/protection-of-individual-records-policy/</loc>
		<lastmod>2026-01-02T20:54:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/recognized-retiree-organization-policy/</loc>
		<lastmod>2026-01-02T21:22:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/records-retention-policy/</loc>
		<lastmod>2026-01-02T22:16:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/staff-background-check-policy/</loc>
		<lastmod>2026-01-02T22:51:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/administrative-appeals-policy/</loc>
		<lastmod>2026-01-05T16:51:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/disability-retirement-procedures/</loc>
		<lastmod>2026-01-05T19:04:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/error-correction-policy/</loc>
		<lastmod>2026-01-05T19:26:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/dissolution-of-marriage-documents-policy/</loc>
		<lastmod>2026-01-05T19:28:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/felony-forfeiture-policy/</loc>
		<lastmod>2026-01-05T19:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/final-compensation-policy/</loc>
		<lastmod>2026-01-05T20:31:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/membership-policy/</loc>
		<lastmod>2026-01-05T21:22:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/missing-member-beneficiary-location-policy/</loc>
		<lastmod>2026-01-05T21:39:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/post-retirement-employment-policy/</loc>
		<lastmod>2026-01-05T21:59:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/service-credit-policy/</loc>
		<lastmod>2026-01-05T22:11:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/service-purchase-policy/</loc>
		<lastmod>2026-01-05T22:22:48+00:00</lastmod>
		<image:image>
			<image:loc>https://scers.gov/wp-content/uploads/2026/01/service-purchase-policy-screenshot-2025-03-17-122204.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/sick-leave-conversion-policy/</loc>
		<lastmod>2026-01-05T22:29:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/actuarial-funding-policy/</loc>
		<lastmod>2026-01-05T22:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/declining-employer-payroll-policy/</loc>
		<lastmod>2026-01-05T22:47:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/interest-crediting-and-unallocated-earnings-policy/</loc>
		<lastmod>2026-01-05T23:04:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/subrogation-claims-policy/</loc>
		<lastmod>2026-01-05T23:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/terminating-employer-policy/</loc>
		<lastmod>2026-01-05T23:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/alternative-asset-investment-standard-of-care-policy/</loc>
		<lastmod>2026-01-05T23:34:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/board-and-staff-personal-information-policy/</loc>
		<lastmod>2026-01-05T23:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/board-and-staff-trading-policy/</loc>
		<lastmod>2026-01-05T23:49:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/cash-management-policy/</loc>
		<lastmod>2026-01-05T23:56:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/placement-agent-policy/</loc>
		<lastmod>2026-01-06T00:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/proxy-voting-policy/</loc>
		<lastmod>2026-01-06T16:29:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/securities-litigation-policy/</loc>
		<lastmod>2026-01-06T16:36:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/transaction-cost-analysis-policy/</loc>
		<lastmod>2026-01-06T16:44:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/video-library/</loc>
		<lastmod>2026-01-09T18:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-education-events/retirement-planning-webinars/contact-information-for-other-retirement-benefit-providers/</loc>
		<lastmod>2026-01-09T19:59:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-education-events/retirement-planning-webinars/scers-retirement-faqs/</loc>
		<lastmod>2026-01-09T20:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/frequently-asked-questions-comprehensive/</loc>
		<lastmod>2026-01-14T21:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/growth-asset-category-investment-policy-statement/</loc>
		<lastmod>2026-01-15T00:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/diversifying-asset-category-investment-policy-statement/</loc>
		<lastmod>2026-01-15T21:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/real-return-asset-category-investment-policy-statement/</loc>
		<lastmod>2026-01-15T21:23:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/ratification-of-retirement-applications-policy/</loc>
		<lastmod>2026-01-21T18:57:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/procurement-and-contracting-policy/</loc>
		<lastmod>2026-01-22T19:34:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/taxes-and-withholding/how-retirement-benefits-are-taxes/</loc>
		<lastmod>2026-01-29T22:22:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/taxes-and-withholding/understanding-your-1099-r-tax-form/</loc>
		<lastmod>2026-01-29T22:50:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/employment-life-changes/changing-membership-category/</loc>
		<lastmod>2026-02-17T21:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/employment-life-changes/reciprocity/</loc>
		<lastmod>2026-02-17T21:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/</loc>
		<lastmod>2026-02-17T22:05:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/death-before-retirement/</loc>
		<lastmod>2026-02-17T22:42:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/death-before-retirement/what-happens-if-i-die-before-retirement/</loc>
		<lastmod>2026-02-17T22:46:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/employer-contributions-2/</loc>
		<lastmod>2026-02-17T22:58:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/death-before-retirement/what-benefits-are-payable/</loc>
		<lastmod>2026-02-17T23:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/purchasing-or-restoring-service-credit-2/</loc>
		<lastmod>2026-02-17T23:51:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/</loc>
		<lastmod>2026-02-18T16:55:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/becoming-incapacitated-or-naming-a-representative/</loc>
		<lastmod>2026-02-18T17:20:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/taxes-and-withholding/tax-considerations-for-out-of-state-or-international-retirees/</loc>
		<lastmod>2026-02-18T17:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/returning-to-work-after-retirement/</loc>
		<lastmod>2026-02-18T23:25:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/returning-to-work-after-retirement/180-day-break-in-service-requirement/</loc>
		<lastmod>2026-02-18T23:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/returning-to-work-after-retirement/960-hour-annual-limit/</loc>
		<lastmod>2026-02-18T23:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/after-a-retiree-passes-away/</loc>
		<lastmod>2026-02-19T16:47:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/after-a-retiree-passes-away/who-is-eligible-for-a-survivor-benefit/</loc>
		<lastmod>2026-02-19T18:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/retired-member-associations/</loc>
		<lastmod>2026-02-19T18:40:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/</loc>
		<lastmod>2026-02-19T18:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/overview-of-deferred-membership/</loc>
		<lastmod>2026-02-19T19:00:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/returning-to-work-or-establishing-reciprocity/</loc>
		<lastmod>2026-02-19T19:16:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/participating-employers-membership-overview/</loc>
		<lastmod>2026-02-19T19:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/</loc>
		<lastmod>2026-02-19T21:13:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/about-myscers/</loc>
		<lastmod>2026-02-19T21:16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/tools-calculators/retirement-benefit-calculator/</loc>
		<lastmod>2026-02-19T21:19:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/tools-calculators/report-a-death/</loc>
		<lastmod>2026-02-19T21:24:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-education-events/</loc>
		<lastmod>2026-02-19T21:35:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-education-events/retirement-planning-webinars/</loc>
		<lastmod>2026-02-19T21:39:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-reports-performance/investment-year-in-review-and-annual-plan/</loc>
		<lastmod>2026-02-20T21:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-reports-performance/alternative-assets-fee-and-expense-report/</loc>
		<lastmod>2026-02-20T21:23:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-education-events/other-benefits/</loc>
		<lastmod>2026-02-23T17:16:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/7-year-employer-rate-projection/</loc>
		<lastmod>2026-02-23T20:11:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-policy-governance/</loc>
		<lastmod>2026-02-23T20:21:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/</loc>
		<lastmod>2026-02-23T20:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/important-legal-disclaimer/</loc>
		<lastmod>2026-02-24T19:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/employer-contributions-3/</loc>
		<lastmod>2026-02-24T19:43:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/employment-life-changes/leaving-scers-covered-employment/</loc>
		<lastmod>2026-02-24T19:58:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/employment-life-changes/disability-while-working/</loc>
		<lastmod>2026-02-24T20:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/frequently-asked-questions-retired-members/</loc>
		<lastmod>2026-02-25T21:29:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/frequently-asked-questions-deferred-members/</loc>
		<lastmod>2026-02-25T21:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/frequently-asked-questions-employers/</loc>
		<lastmod>2026-02-25T21:30:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/frequently-asked-questions-for-active-members/</loc>
		<lastmod>2026-02-25T22:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/glossary-of-terms/</loc>
		<lastmod>2026-02-25T23:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/</loc>
		<lastmod>2026-02-25T23:28:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-reports-performance/investment-operations-report/</loc>
		<lastmod>2026-02-26T16:44:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/forms-for-active-members/</loc>
		<lastmod>2026-02-26T18:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/forms-for-retired-members/</loc>
		<lastmod>2026-02-26T18:09:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/forms-for-deferred-members/</loc>
		<lastmod>2026-02-26T18:12:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/</loc>
		<lastmod>2026-02-26T22:12:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/employment-life-changes/</loc>
		<lastmod>2026-02-26T22:13:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/tables-worksheets/</loc>
		<lastmod>2026-03-02T15:53:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/forms/</loc>
		<lastmod>2026-03-03T04:37:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/who-we-are-what-we-do/</loc>
		<lastmod>2026-03-03T23:11:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/board-of-retirement/overview-board-of-retirement/</loc>
		<lastmod>2026-03-03T23:56:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-reports-performance/</loc>
		<lastmod>2026-03-04T14:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/news/</loc>
		<lastmod>2026-03-04T16:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/terms-of-use/</loc>
		<lastmod>2026-03-04T19:01:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/applying-for-retirement/</loc>
		<lastmod>2026-03-04T19:25:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/conflict-of-interest-code/</loc>
		<lastmod>2026-03-04T23:19:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/master-investment-policy-statement/</loc>
		<lastmod>2026-03-04T23:55:47+00:00</lastmod>
		<image:image>
			<image:loc>https://scers.gov/wp-content/uploads/2026/03/scers-asset-allocation-policy.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://scers.gov/about/board-of-retirement/</loc>
		<lastmod>2026-03-05T02:56:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/employment-life-changes/job-status-and-employer-changes/</loc>
		<lastmod>2026-03-06T23:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/life-events-for-active-members/leave-of-absence-disability-and-military-service/</loc>
		<lastmod>2026-03-06T23:17:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/life-events-for-active-members/court-orders-and-legal-issues/</loc>
		<lastmod>2026-03-06T23:18:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/taxes-and-withholding/</loc>
		<lastmod>2026-03-06T23:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/health-insurance-and-life-insurance/</loc>
		<lastmod>2026-03-06T23:19:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/returning-to-work-after-retirement/exceptions-and-exemptions/</loc>
		<lastmod>2026-03-06T23:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/after-a-retiree-passes-away/required-documents-and-process-timeline/</loc>
		<lastmod>2026-03-06T23:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/after-a-retiree-passes-away/burial-allowance-and-lump-sum-benefits/</loc>
		<lastmod>2026-03-06T23:20:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/eligibility-and-account-status/</loc>
		<lastmod>2026-03-06T23:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/leaving-employment-and-deferring-benefits/</loc>
		<lastmod>2026-03-06T23:21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/enterprise-application-inventory/</loc>
		<lastmod>2026-03-08T18:06:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/life-events-for-active-members/</loc>
		<lastmod>2026-03-09T21:35:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/</loc>
		<lastmod>2026-03-09T22:08:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/life-events-for-active-members/marriage-divorce-and-family-changes/</loc>
		<lastmod>2026-03-10T10:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/financial-reports/annual-comprehensive-financial-report-acfr/</loc>
		<lastmod>2026-03-10T16:03:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/financial-reports/annual-budget/</loc>
		<lastmod>2026-03-10T16:06:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/actuarial-funding-risk-assessment-report/</loc>
		<lastmod>2026-03-10T16:10:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/gasb-67-actuarial-valuation/</loc>
		<lastmod>2026-03-10T16:19:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/gasb-68-report-and-audit/</loc>
		<lastmod>2026-03-10T16:21:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/actuarial-audit/</loc>
		<lastmod>2026-03-10T16:26:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-reports-performance/quarterly-investment-performance-reports/</loc>
		<lastmod>2026-03-10T20:21:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/</loc>
		<lastmod>2026-03-10T20:26:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/employment-opportunities/</loc>
		<lastmod>2026-03-10T20:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-policy-governance/investment-implementation-oversight/</loc>
		<lastmod>2026-03-10T20:29:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/investment-policy-governance/investment-strategy/</loc>
		<lastmod>2026-03-10T20:30:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/actuarial-experience-study/</loc>
		<lastmod>2026-03-10T20:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/returning-to-work-after-retirement/limited-duration-rules/</loc>
		<lastmod>2026-03-10T20:35:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/after-a-retiree-passes-away/how-to-report-a-death/</loc>
		<lastmod>2026-03-10T20:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/member-contribution-rates/</loc>
		<lastmod>2026-03-11T17:27:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/contribution-rates-funding/contribution-rates/</loc>
		<lastmod>2026-03-11T17:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/contribution-rates-funding/</loc>
		<lastmod>2026-03-11T17:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/new-to-scers/</loc>
		<lastmod>2026-03-11T20:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/death-before-retirement/how-to-make-sure-your-beneficiaries-are-protected/</loc>
		<lastmod>2026-03-11T21:24:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/death-before-retirement/what-should-my-family-do-if-i-pass-away/</loc>
		<lastmod>2026-03-11T21:27:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/new-to-scers/understanding-scers/</loc>
		<lastmod>2026-03-11T21:34:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/new-to-scers/your-membership-category-tier/</loc>
		<lastmod>2026-03-11T21:34:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/member-contributions/</loc>
		<lastmod>2026-03-11T21:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/member-interest-crediting-rates/</loc>
		<lastmod>2026-03-11T21:36:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/contributions-service-credit/how-your-benefit-grows-2/</loc>
		<lastmod>2026-03-11T21:36:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/estimating-your-retirement-benefit/</loc>
		<lastmod>2026-03-11T21:37:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/planning-for-income-in-retirement/</loc>
		<lastmod>2026-03-11T21:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/reporting-the-death-of-a-retiree/</loc>
		<lastmod>2026-03-11T21:45:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/employers/employer-responsibilities/</loc>
		<lastmod>2026-03-11T21:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/financial-reports/popular-annual-financial-report-pafr/</loc>
		<lastmod>2026-03-11T22:16:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/investments-financials/actuarial-reports/actuarial-evaluation-and-reviews/</loc>
		<lastmod>2026-03-11T22:22:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/new-to-scers/eligibility-enrollment/</loc>
		<lastmod>2026-03-12T16:13:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/retirement-checklist/</loc>
		<lastmod>2026-03-12T16:16:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/returning-to-work-after-retirement/general-rules-for-post-retirement-employment/</loc>
		<lastmod>2026-03-12T16:19:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/receiving-your-retirement-benefit/</loc>
		<lastmod>2026-03-12T16:20:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/retirement-eligibility-and-timing/</loc>
		<lastmod>2026-03-12T16:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/</loc>
		<lastmod>2026-03-12T16:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/making-changes-after-a-beneficiary-dies/</loc>
		<lastmod>2026-03-12T16:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/marriage-divorce-or-loss-of-a-spouse/</loc>
		<lastmod>2026-03-12T16:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/life-events-for-active-members/life-events-and-contact-updates/</loc>
		<lastmod>2026-03-12T16:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/death-before-retirement/who-will-receive-the-benefit/</loc>
		<lastmod>2026-03-12T16:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/life-events-deferred-membership/</loc>
		<lastmod>2026-03-12T16:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/changing-your-information-or-bank-account/</loc>
		<lastmod>2026-03-12T16:26:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/taxes-and-withholding/withholding-elections-and-forms/</loc>
		<lastmod>2026-03-12T16:27:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/managing-your-benefit-payments/</loc>
		<lastmod>2026-03-12T16:27:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/life-events-after-retirement/moving-or-relocating/</loc>
		<lastmod>2026-03-12T16:27:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/active-members/planning-for-retirement/payment-options-and-final-compensation/</loc>
		<lastmod>2026-03-17T05:02:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/deferred-members/applying-for-retirement-from-deferred-status/</loc>
		<lastmod>2026-03-17T05:02:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/board-of-retirement/board-meetings/</loc>
		<lastmod>2026-03-18T15:46:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/board-of-retirement/board-members/</loc>
		<lastmod>2026-03-18T15:49:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/contact-us/</loc>
		<lastmod>2026-03-19T14:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/board-education-policy-2/</loc>
		<lastmod>2026-03-23T16:55:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/</loc>
		<lastmod>2026-03-23T20:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/leadership/</loc>
		<lastmod>2026-03-24T17:06:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/member-resources/tools-calculators/schedule-an-appointment/</loc>
		<lastmod>2026-03-31T08:45:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/requests-for-proposals-rfps-2/</loc>
		<lastmod>2026-04-03T15:52:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/policies-governance/board-education-policy/</loc>
		<lastmod>2026-04-03T18:11:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/retired-members-beneficiaries/cost-of-living-adjustments-colas/</loc>
		<lastmod>2026-04-06T20:03:28+00:00</lastmod>
		<image:image>
			<image:loc>https://scers.gov/wp-content/uploads/2026/01/2025-december-cola-update-e1769111235166.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://scers.gov/wp-content/uploads/2026/01/updated-bls-screen-shot-for-website-jan--2026.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://scers.gov/wp-content/uploads/2026/01/example-pay-advice-with-highlight.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://scers.gov/about/newsletter/</loc>
		<lastmod>2026-04-06T23:49:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://scers.gov/about/mission-statement-core-values/</loc>
		<lastmod>2026-04-06T23:59:14+00:00</lastmod>
		<image:image>
			<image:loc>https://scers.gov/wp-content/uploads/2026/01/graphic-the-centennial-blueprint-cover.png</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->